It’s Dave Day! Founder and president of Edgewater Investment Group, Dave Szfranski is in studio from 8-9 to answer YOUR financial questions! Get them in early by dropping them in the comments or by calling or texting 440-546-2255. And are you living like your spouse is your enemy? Unfortunately, one or both partners in many marriages might have this mentality. Plus, a Supreme Court decision last year regarding homelessness has greatly impacted how the homeless are viewed and treated. California Governor Gavin Newsom's solution to their homelessness crisis? Telling people to move. All this and more on Mornings with Brian! Galvanized Men's Recovery Ministry:Galvanized.Life Edgewater Investment Group: EdgewaterIG.com 0:00- Show Starts 2:50- Ron's News 8:44- Lauren's 4 Year Old Got Married 25:50- The Homelessness Crisis 39:40- Gavin Newsom's Homelessness Solution 55:50- Pretend Experts 1:04:20- Ron's News 1:10:55- Roy from Galvanized: Grace & Forgiveness 1:23:53- Roy from Galvanized Cont. 1:38:53- Your Spouse is Not Your Enemy 1:52:13- Your Spouse is Not Your Enemy Cont. 2:03:23- Ron's News 2:09:33- Financial Q & A with Dave Szfranski 2:24:38- Dave Szfranski Cont. 2:37:03- Dave Szfranski Cont. 2:50:08- Dave Szfranski Cont. #Live #MorningShow #News #ChristianTalkShow #FinancialAdvice #MoneyMatters #MarriageMatters #HealthyRelationships #MarriageAdvice #HomelessCrisis #GavinNewsome #Marriage

We are planning another Amazon trip for March 2026. If you are interested please let us know. Let's talk about the market! We are still buying in the chaos. China is trying to push Trump to the brink, but they are at the disadvantage. China would go into a depression if they stopped supplying goods to the US. Looks like Trump is in the drivers seat.  What can we buy that is insulated from tariffs?  David talks about Uber, Netflix, Palantir, IBM, Tesla  *This is not a recommendation to buy or sell, please speak with your financial advisor and do your research* Listener question of the week: Precious metals; how much should I own and where should I store it? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski

Let’s call it what it is: the market is in recovery mode. You probably wouldn’t guess that from the doomscrolling headlines or the hand-wringing on cable news, but underneath all that noise, momentum is quietly building. Why? A few key reasons: 1. Trade Deals Are Actually Happening We're past the saber-rattling and into real negotiations. Whether it's Asia, Europe, or domestic rebalancing, the gears are turning. For markets, that’s less uncertainty and more runway. 2. Powell Can Breathe Again For once, Fed Chair Jerome Powell isn’t the main character. The political heat has cooled off, inflation’s not spiking, and he’s got room to let the data guide the ship. That’s good for everyone. 3. A June Rate Cut Is Looking Real It’s not a done deal, but markets are pricing it in—and that anticipation alone is easing pressure. When money gets cheaper, growth stocks (and risk-on thinking) come back into fashion. 4. The White House Has Hit Cruising Altitude The early sprint of policy pushes, appointments, and executive orders is behind us. The initial chaos has settled into routine. Predictable doesn’t make headlines—but it does steady markets. 5. The Media Has Lost Its Grip This might sound blunt, but it’s true: fewer people are trading on headlines. Investors are tuning out the panic and looking under the hood. That skepticism has actually made the market less reactive and more disciplined. So What Now? This isn’t the time to sit on your hands. If you’ve been waiting for a signal to get more aggressive, this might be it. ✅ Be growth oriented. Fundamentals are improving, and with rate cuts on deck, growth names have room to run. ✅ Buy the chaos. Dislocation creates opportunity. While others are chasing safety, look where the value is hiding. ✅ Stick to domestic. U.S. companies are in a strong position—better visibility, more liquidity, and less geopolitical baggage. The storm is passing. Now it’s about positioning for what comes next. Listener Question: “We’re newly married—should we combine finances?” Short answer? Yes. Here’s why: combining finances isn’t just about efficiency—it’s about accountability, compromise, and submission. Not submission in a negative way, but in the mutual “we’re in this together” kind of way. It’s how trust is built. It’s how you learn to plan as one, not two. And it will absolutely change how you both see money—and each other. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski

Big News: The Sin of Retirement is Almost Here! We’re almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn’t be more excited to share this with you. It’s been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible. A Rare Admission (and a Correction) In an unprecedented move… I have to admit I was wrong. I had projected mid-June for the resolution of the ongoing tariff negotiations—but the timeline has moved up. With a US-China deal now in the works, we may see these talks wrapped up much sooner than expected. The Market Outlook: Still Bullish Despite that hiccup, the outlook remains very strong. Here’s what we’re seeing: - New lower budget: That’s breathing room for both businesses and individuals. - Tax bill updates: More favorable conditions could be ahead. - Inflation? Finally showing signs of a slow and steady retreat. Put it all together, and we still see strong markets through the end of the year. Plenty of room for growth—and opportunity. Listener Spotlight: Who Should Buy Long-Term Care Insurance? One of our top listener questions this week: Who really needs long-term care insurance? David dives into the history of long-term care coverage and how it’s evolved over the years. He breaks down: - What long-term care actually covers - Who benefits most from it - Key factors to consider when deciding whether it’s right for you If you’ve ever wondered whether LTC is worth it—or just another insurance upsell—this week’s discussion is for you. 📻 Tune In & Stay Connected You can always catch David live on WCRF Cleveland 103.3 Every Thursday, 8AM–9AM Or stream anytime on the Moody Radio App 💬 Got a financial question? Email Kory directly at Kory@epsf.com 📱 Follow on Twitter (X): @skibucks1 🌍 Support Clean Water in the Amazon Want to make a tangible difference? Learn more about our Amazon well drill project: 🔗 nativosusa.org 🔗 gofundme.com — Search: David Szafranski Clean water changes lives. Thank you for your support. Until next time—stay sharp, stay invested, and keep your ears open for the launch of The Sin of Retirement. It’s coming soon.